If you’ve spent any time reading the guides on FinalOne, you already know I believe in clarity — especially when real money, real documents, and real homes are involved. These Terms of Use are no different. They exist so there’s no confusion about how the information here should be used, what I’m responsible for, and what you’re responsible for as a reader.
By using this website, you’re agreeing to these terms. If something doesn’t sit right with you, I’d rather you step away than rely on a resource you don’t trust. Fair enough?
1. The content is for guidance, not professional advice.
I’m Arjun Mehta, and I write from experience — my own and the experiences of people I’ve helped through the final stretch of buying a home in India. But I’m not your lawyer, your banker, your real estate agent, or your RERA consultant. Every article, checklist, and explainer on this site is meant to help you understand the home closing process better. It is not a substitute for professional advice tailored to your specific property, location, or financial situation. Laws and procedures vary by state, lender, and even project. Always verify with a qualified professional before making decisions about your money or your home.
2. Accuracy and updates.
I work hard to keep the information here accurate and up to date. But the real estate landscape in India — from stamp duty rates to registration processes to bank policies — changes often. I can’t guarantee that every detail on every page reflects the most current rule or rate at the moment you read it. If something is time-sensitive, I’ll do my best to note it. If you spot something outdated or incorrect, I’d genuinely appreciate a heads-up. I take corrections seriously.
3. No liability for your decisions.
FinalOne is a resource, not a service provider. I don’t participate in your transaction, review your documents, or verify the builder you’re dealing with. You are responsible for how you use the information here. I cannot be held liable for any loss, delay, dispute, or financial damage that arises from acting on the content of this site. That includes errors, omissions, or misinterpretations — whether on my end or yours. The final call is always yours.
4. External links and third-party resources.
Some articles link to government portals, lender websites, legal databases, or other tools I’ve found useful. I don’t control those sites, their content, or their privacy practices. A link doesn’t mean I endorse everything on that platform, and I’m not responsible for what happens when you leave FinalOne. If a linked resource asks for your personal information or payment, please exercise the same caution you would with any online transaction.
5. Intellectual property.
All the writing, explanations, and structure on this site are my original work. You’re welcome to share articles with proper credit and a link back, but you can’t reproduce large portions, republish them as your own, or use them for commercial purposes without my written permission. If you’re a journalist, researcher, or fellow blogger who wants to reference something, just reach out. I’m usually easy to work with.
6. Comments and user-submitted content.
If I add a comments section or allow readers to submit questions or stories in the future, I expect everyone to be respectful and constructive. I reserve the right to remove anything that’s spam, abusive, misleading, or promotional. Any personal information you share in public areas of the site is at your own risk.
7. Changes to these terms.
I may update this page as the site evolves or as legal requirements change. When I do, the updated version will be posted here with a note about the effective date. If you continue using the site after changes are made, that counts as acceptance of the new terms. If a major change affects how your information is handled, I’ll make an effort to highlight it.
8. Governing law.
This site is operated from India and intended primarily for Indian homebuyers. Any disputes related to these terms or your use of the site will be governed by the laws of India, subject to the jurisdiction of courts in Mumbai.
9. Contact.
If you have questions about these terms — or about anything on the site — you can reach me through the contact details provided on the website. I read every message, even if I can’t always respond right away. If you’re in the middle of a stressful closing and something here genuinely helped or confused you, I’d want to know about it.
These terms were last updated on April 15, 2025.